Keep getting denied for a car but don’t want to get burned at typical bad credit dealerships in Fresno?

Don’t give up just yet. You’ve just stumbled into the very partner you need!

When you’re looking for bad credit car dealerships in Fresno, it’s normal to feel cautious. You need a reliable vehicle, fair terms, and a dealer that genuinely wants to see you succeed and rebuild—not just take advantage of your situation. You’re looking for a partner, not a predator.

At Westland Auto, we understand. That’s why we’ve built our entire approach to be fundamentally different. We’re not like other dealers who offer car loans for bad credit. We’re a Fresno-based team dedicated to empowering our community members with the freedom of transportation and the tools to achieve financial stability. We call it the “Drive & Thrive” philosophy.

Forget the old stereotypes. Let us show you the Westland Auto Difference and why we’re the trusted choice for people with low credit scores looking for the best bad credit cars in Fresno.

• What to Expect From The Best Bad Credit Dealerships in Fresno
  • A Higher Standard
  • Bad Credit Car Loan Warranties
• Beyond a Bad Credit Car Loan in Fresno
  • Dedicated Bad Credit Auto Loan Success
  • Tools to Help Build Credit Included With Our Bad Credit Dealerships
• Bad Credit Car Service & Repair
  • Dedicated Service for Your Bad Credit Car
  • Routine Maintenance Packages
• Why Choosing the Right Bad Credit Dealerships in Fresno Matters
• Ready to Experience the Difference?

When you’re working to build up a low credit score, it’s easy to think you’ll be stuck with an unreliable, high-mileage car. Most bad credit car lots might work that way, but we don’t think that should be the case.

We’re here to prove that the best bad credit dealerships in Fresno operate on a higher standard.

Higher Standard for Bad Credit Cars

• Quality Bad Credit Cars for Your Second Chance: The Westland Auto Difference starts with providing a vehicle you can depend on. We specialize in 5 to 10-year-old cars, typically averaging around 100,000 miles. This means your car loan for bad credit gets you a newer, more dependable vehicle.
• Carefully Inspected & Repaired: Every one of our bad credit cars undergoes a thorough inspection and reconditioning process at our on-site service department. Our skilled technicians ensure your car is road-ready, giving you the confidence you need.
• Focused on Reliability: We know that when you’re working on your finances, the last thing you need is a car that breaks down. Our inventory is specifically selected for proven dependability, so you can focus on your financial goals, not surprise repair bills.

Real Protection: The Best Warranties for Bad Credit Car Loans

Worried about unexpected expenses derailing your progress? The top bad credit car dealerships in Fresno stand by their vehicles with warranties that provide a true safety net.

• FREE 30-Day or 1,000-Mile Comprehensive Warranty: Drive off our Fresno lot knowing you’re covered for a wide range of potential issues right from the start.
• FREE Limited 24-Month or 24,000-Mile Warranty: This is more than a basic warranty. Ours covers major components AND includes basic routine maintenance! This significant coverage helps you manage your budget and keeps your car running reliably while you work on your credit.

This commitment to quality and warranty coverage is a cornerstone of the Westland Auto Drive & Thrive Difference.

You can see the details of our industry-leading bad credit auto loan warranties here.

Navigating a bad credit car loan, no matter how big or small your credit challenges are, can feel overwhelming. At Westland Auto, you’re not alone.

Your Account Success Specialist

• Personalized Support: Every member of our “Drive & Thrive” Program is assigned a dedicated Account Success Manager.
• Kind, Encouraging Accountability: They are your supportive guide, offering the kind and encouraging external accountability that can make all the difference when you’re rebuilding. They’ll help you stay on track with payments, understand your bad credit auto loan, and navigate any bumps in the road.
• A Friendly Voice: Our focus is on your success, and we believe in proactive, positive communication to help you build good habits for your credit and money.

Tools to help you build credit Included Through Your Bad Credit Auto Loan

Our mission goes beyond simply putting you in one of our bad credit cars. We genuinely want to help you break the cycle of needing bad credit dealerships in Fresno.

• Credit Reporting To Help Build Your Future: Unlike other bad credit car dealerships, we report your on-time payment history to credit bureaus. This allows you to create a new, positive track record that actively works to repair your credit score and outweigh past mistakes. This is a critical step in getting car loans for bad credit that actually help.
• FREE Access to Credit Education: As part of our “Drive & Thrive” Program, you gain free access to a valuable course on credit. It’ll help you understand how it works so you can learn exactly what’s needed to improve your score.
• FREE Guide to Credit Building: Education is only the first part. We follow up with a proven step-by-step guide on rebuilding credit so you can start seeing real results.
• Tools to End the Cycle: We’re not just providing a temporary fix for people with a low credit score; we’re investing in your long-term financial well-being. That’s a commitment that separates the best bad credit dealerships in Fresno from the rest.

“We’re not here to put a band-aid on the symptom by simply getting you a car. We’re here to help you use that car to get to the root of the problem and make a lasting difference.”

Dedicated Service Shop for Our Bad Credit Dealerships in Fresno

The Westland Auto Difference extends to how we care for your vehicle long after the sale.

• Dedicated On-Site Service Department: Our skilled auto technicians are right here at our Fresno dealership. We prioritize work for our “Drive & Thrive” Program members, ensuring timely and efficient service.
• Easy Financing for Service Repairs: If a larger repair (exceeding $400) is needed that isn’t covered by your warranty, we offer easy financing options to make it manageable, keeping you on the road without derailing your budget.

Routine Maintenance Packages

Routine maintenance is a crucial part of a car lasting you a long time. But sometimes, it’s hard to keep track of when your next oil change or spark plug needs to be replaced.

Not with us.

Our free 2-year warranty includes basic routine maintenance to help you avoid costly repairs. That’s not all. We also have multiple routine maintenance packages you can include at a discount with your no credit car loan that will help you cover more extensive services like struts, shocks, tires, and comprehensive inspections.

Want to learn more about what bad credit car loans in Fresno are?

unrivaled Bad Credit Dealership in Fresno

We understand the unique needs of our Fresno community. You work hard, you value stability, and you deserve a car dealership that treats you with respect and offers real solutions.

Stop searching for bad credit dealerships in Fresno and hoping you won’t get burned. Choose a dealer with 20 years of experience providing a proven, supportive path for people with bad credit car loans. Get the second chance you deserve.

3910 E Belmont Ave Fresno CA 93702

Phone: (559) 444-0123

Email: westlandautosales@gmail.com

Hours of Operation: Monday – Saturday 10 AM – 7 PM & Sundays 10 AM – 5 PM

Frequently Asked Questions (FAQ)

1. Can you approve someone with SSI or Fixed Income?
A. Yes, however, because this income tends to be limited and our goal is to get you a comfortable payment, it will likely mean a higher down payment will be required.

2. Can you approve someone with self-employment?
A. Yes, as long as you can provide proof of income that verifies your earnings. However, we do not provide Commercial auto loans for rideshare services (uber, door-dash, etc.) or business use.

3. Do you work with anyone outside of the Fresno, CA area?
A. No. At this moment, our program for bad credit auto loans only serves residents local to the Fresno, CA area (Fresno +20 miles).

Approval FAQs

4. How much down payment will I need?
A. The average Member gets an approval with our car loans for bad credit with an upfront down payment of $972. Your down payment will vary based on many factors like your income and expenses. We always recommend you put the most down payment possible to help lower your regular payments.

5. What will I need to get approved for a bad credit car loan?
A. You will need the following basic things:

• (1.) Fill out our application.
• (2.) Submit proof of income, proof of address, a photo license or ID, and bank statements.
• (3.) Schedule & show up for your free consultation.
• (4.) Review things to customize your approval based on your individual needs.
• (5.) Provide proof of full-coverage insurance.
• (6.) Review and finalize your approval.

6. How quickly will I know if I’m approved?
A. Within the same day. Typically, we are able to approve someone within 10 minutes as long as all of their proofs are provided.

7. Will I be able to drive off the same day?
A. Yes! If you submit all requirements before your consultation, we can have your approval finalized and you driving in under 1 hour and 45 minutes!

Inventory FAQs

8. What kind of bad credit cars do you provide?
A. Our focus is on providing safe, practical, and reliable family vehicles (i.e. sedans, suvs, minivans, 3rd row suvs) with 110,000 miles or less and 5-12 years old. We do not sell trucks, luxury, sports, or other niche vehicles.

9. Do you have any warranties on your bad credit cars?
A. Yes! You’re provided with 2 warranties.

• (1) 1-month or 1000-mile comprehensive warranty to make sure we catch anything we may have missed and make it right (we’re only human after all!).
• (2) 2-year or 24,000-mile warranty on the major components and basic routine maintenance to make sure you can focus on staying on the road!

Additional FAQs

10. As a bad credit car loan buyer, is there anything else I should know?

A. Absolutely. We believe in complete transparency to avoid confusion. Our program for bad credit car loans is a long-term solution designed to help you succeed. Our pricing is higher than typical pricing guides like KBB because it is based on the comprehensive service we provide—a reliable car with warranties and the tools to learn about credit and money management. Interest rates range from 0%-34%, with the average being 28.99%.

Payments are tailored to your income and pay schedule frequency to ensure affordability and help you build good habits. We also take an increased accountability approach to help you learn good financial habits and see results, but ultimately, it is up to you to make sure you are applying the information and tools we make available to you. Therefore, we do not guarantee nor imply that your credit will improve as a result of our program. Most applicants do not qualify for low down payments.