Best Bad Credit Car Dealerships in Fresno with an Easy Approval Process

Is bad credit making it impossible to get approved for the reliable car you need? You’re not alone, but we can put a stop to that right now.

Our bad credit car dealerships in Fresno have an easy approval process that can get you driving today.

The last 20 years serving the Fresno, CA area has shown us how difficult it can be to get approved for a reliable car with bad or no credit. It’s also shown us the best way to get you easily approved for a reliable vehicle that can help you put a stop to this struggle for good!

Our Drive & Thrive Program provided through our bad credit car dealerships in Fresno makes it easy and fast for you to get approved.

Let’s take a look at what you can expect.

• An Easier Approval Approach For You With Bad Credit Car Dealerships in Fresno
  • How We’ve Made Our Bad Credit Car Loans Easier For You
• The Car Loan Approval Road That Awaits You
  • Getting in Contact
  • Preparation
  • Learning About You
  • Finding Your Best Options
  • Confirming Your Approval
  • The Drive After
• Getting Started With Our Easy Bad Credit Car Dealerships in Fresno

• Easy, Fast, Convenient: Our online approval lets you start the entire bad credit car loan process from the comfort of your home. We’ll review everything and let you know what you’ll need to drive home!
• Clear & Prompt: Expect us to reach out the same day you contact us and for us to provide clear guidance through each step.
• Your Score Doesn’t Matter, You Do: Your credit score will play no factor in our decision. With our 97% approval rate through our bad credit car dealerships in Fresno, we focus on your current situation and your commitment to moving forward.
• Credit Guidance: Our goal is to help you improve beyond just getting you a good car. That is done by reviewing your application and credit report with you and giving suggestions on where you can see improvements.
• Personalized Solutions: Our goal is to help you improve your financial future. We customize your approval to set you up with a payment plan that truly fits your budget and helps you succeed long-term.
• Thorough & Transparent: We aim to create a long-term, mutual partnership with you. That is done by thoroughly reviewing everything to make sure we can both meet each other’s expectations.

Find out more about what makes our bad credit car loans in Fresno better for you.

Our Bad Credit Car Dealerships in Fresno have 5 easy steps you can count on to get approved.

Step 1: Getting in Touch with Our Bad Credit Car Dealerships in Fresno

The first step you’ll take is reaching out to us to let us know you need our assistance. You can do this by calling, text, or filling out our contact form.

Our strongest recommendation: Since our online application is fast, commitment-free, and does not affect your credit, we suggest you start there.

Fill Out Our Online Application Now

PLEASE NOTE: Our application asks questions you have likely never seen in a car loan application. This is because we are not your traditional car dealership. These questions will help us customize your bad credit car loan approval and the accountability approach you’ll need to help you succeed. If you have questions about it, please reach out so we can walk you through it.

Once we receive the application, we’ll review it and contact you on the same day. We’ll clarify some points with you, assess your situation, and ask for any follow-up information we need.

We’ll request the proofs listed below so our underwriters can verify your information. That is what allows them to determine the best type of approval you’ll need to give you the highest chance of succeeding through our Bad Credit Car Loan – Drive & Thrive program.

Documentation You Will Need

• Photo ID: Driver’s License, State ID, Matricula, Passport, etc.
• Proof of Income: 3 most recent paystubs, tax returns, or award letters (we’ll let you know what is best for your situation).
• Proof of Residence: Most recent utility bill, cell phone bill, cable bill, or 2 pieces of mail with your name, address, and dated within the past 30 days.
• References: 7 friends, family, or people close to you.
• Bank Statements (if needed): The most recent 3 bank statements if you have a bank account.

Step 2: Schedule & Prepare to Get Approved through Our Bad Credit Car Dealerships in Fresno

With everything we need in hand, we’ll contact you with the good news and invite you in for your appointment!

Members who have all of their information submitted ahead of time are in and out in an average of just under 67 minutes. That means you could be driving your next car in an hour after you visit us!

We work on an appointment basis only. That is what allows us to make sure we can devote our full attention and make things as easy and fast once you arrive.

What to Prepare

Before your appointment, send in all required documentation. You will also need the following:

• Down Payment: Bring the max down payment you have available. Higher down payments help discount your payments and save you money in interest over the course of your bad credit car loans.
• Insurance: You’ll need full-cover insurance with comprehensive & collision coverage of $500 or less before leaving the lot.
  • We will contact our partners to help you get quotes to compare. However, we suggest you contact a few places ahead of time to get different quotes.
    • Note: This insurance is mandatory before the vehicle is released and throughout your term. There are no exceptions.

Step 3: Learning About You

When you show up for your appointment, we’ll discuss your situation together so we can fully understand you.

Understanding & Clarification

In order to understand your needs and goals, we’ll take the time to listen. That is also what will help us make sure we can deliver on what you expect from us.

We also use this information to help determine the best bad credit car options for your driving needs.

Reviewing Your Credit Together

Considering that credit and credit scores are what our nation revolves around and they aren’t even taught in school, it’s no wonder how confusing they are!

We’ll give you a copy of your credit report (pulled through a soft inquiry, so it does not hurt it) and show you pointers on what can help you improve it.

This is at no cost to you, whether you join our program or not. We want your future to improve and hope you do too.

Step 4: Finding Your Best Bad Credit Cars Options

It’s time to pick the bad credit cars best for you. We’ll help you find them based on two big parameters:

• The type of bad credit cars you need.
• Your financial situation.

Our goal is to provide you with a quality vehicle that will help you succeed now and in the future.

Inspection & Test Drive

You’ll thoroughly inspect and test drive them. If you are not comfortable with them, we expect you to explain the reasons so we can adjust and narrow down better options.

Select Your Bad Credit Cars

When you’ve found the winner, give us the thumbs up. We’ll get started on our end of things while you fill out references.

Step 5: Confirming Your Approval through Our Bad Credit Car Dealerships in Fresno

The next part is easy for you. The heavy lifting is on us.

Pick Your Plan

We’ll carefully calculate your payment plans to give you the highest chance of success and then let you choose the one you want to go with.

Depending on your needs, we may also present optional products in some of the plans that we’ve determined are best for you to help you succeed. Not everyone should have each of the optional products we have available, so we will show you only the ones best suited for you. If there are any you’d like to include, ask us and we can try to restructure things for you.

Pick the one that fits you best.

Note: All of our plans include our Drive & Thrive Program for free. This means you’ll get our courses on Credit and Money Management as well as our proven step-by-step guides.

Optional Products for our Easy Bad Credit Car Dealerships in Fresno

Review, Understand, Finalize

This is a step that will not be rushed. You need to fully understand everything you can expect from us w and what we expect of you.

We’ll prepare all of the paperwork and review it in detail with you.

We strongly encourage you to ask any questions during this time.

Your Account Success Manager

You will be introduced to your dedicated account success manager. This’ll allow you to meet your best friend, who’ll guide and root you throughout this process.

If it’s past their hours, they will reach out in the next 72 hours to welcome you.

Celebrate Your New Beginning!

It’s time to ring the celebration bell!

We’ll get you your welcome packet, prepare your car, and take some pictures to remember the moment!

The welcome packet will include:

• Contact Information: of our different departments.
  • Service Department – for routine maintenance and repairs.
  • Account Success Department – for payments, insurance, and additional guidance.
  • Sales Department – for referring friends and loved ones and getting your next vehicle when you’re ready!
• Best Practices. A short pamphlet filled with 20 years of proven strategies. We made after analyzing and spotting all the trends our best members share that you can use to increase your chances of succeeding with us and beyond.
• Swag. Depending on the season, you may receive different types of swag!
• Paperwork. The copies of your paperwork will be included and you will receive an electronic link with the rest.

The Drive Home After Our Bad Credit Car Dealerships in Fresno

You’re all set to drive home now! But that doesn’t mean we forget about you. We’re partners now, remember?

Over the next few days, you can expect the following:

• Drive & Thrive Signup: We’ll contact you to get you signed up and show you to use your Drive & Thrive courses and guides.
  • If our Drive & Thrive guide is available, they’ll get you signed up before you head out! It’s super quick and easy.
• Service Introduction: Our service department will reach out to introduce themselves. If you got the Premium+ Package, they will also set up your first appointment then.
• Account Success: Your account success specialist will contact you to review some important items for you. Things like how to make payments, best practices, our raffles, challenges, setting up automatic payments, and others.
• Quality Follow-Up: Your consultant will contact you in the following days to make sure you are satisfied. Please use this as an opportunity to ask for clarification or help on anything you need.
• Continued Follow-Up: We are here by your side throughout the program. We value your feedback and involvement and will frequently check in to improve things for you and others.
• Referrals. Our mission to help the residents of the Fresno area get a great bad credit auto loan solution and improve their financial situation to live a better life depends on our Members spreading the word. We will always ask for referrals!

We’re confident that you see we’re more than just your typical dealership. In fact, we’re well beyond your usual bad credit car dealerships in Fresno, too.

We’re your partners in helping you achieve the freedom of transportation and obtain financial stability. 

3910 E Belmont Ave Fresno CA 93702

Phone: (559) 444-0123

Email: westlandautosales@gmail.com

Hours of Operation: Monday – Saturday 10 AM – 7 PM & Sundays 10 AM – 5 PM